trustystores.co.uk
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Trustly is a Sweden‑born open‑banking payments provider operating in the UK that enables instant account‑to‑account payments for merchants, marketplaces and consumers. It replaces card rails for many merchants, offering faster settlements, lower card fees and Pay N Play experiences popular with gaming and ecommerce operators.
Key strengths
How it works
Service overview
Trustly connects consumer bank accounts directly to merchant checkouts using open‑banking APIs. In the UK this lets shoppers pay without cards or manually entering card details: they log into their bank account and authorise a payment. For merchants that means fewer failed card transactions, lower fees versus card acceptance and faster access to settled funds compared with some card acquirers.
Integration & security
Developers can integrate Trustly via REST APIs and server SDKs or use prebuilt plugins for popular ecommerce platforms. Security relies on PSD2‑style Strong Customer Authentication and encrypted bank connections; Trustly also provides transaction monitoring and risk tools to help spot suspicious payments and reduce fraud and chargebacks for UK merchants.
Use cases & payouts
Common use cases include ecommerce checkout, online gaming Pay N Play (instant deposits and onboarding), marketplace payouts and merchant refunds. Trustly supports merchant‑side payouts and instant transfers to consumer bank accounts, which is useful for operators that need fast settlements or want to remove card dependence for recurring or one‑off payments.
Offerings
Who it's for
What we like
- Fast account‑to‑account settlement reduces merchant cash flow delays
- Strong security through open banking / PSD2 authentication
- Reduces card processing fees and chargeback exposure
- Developer‑friendly APIs and prebuilt integrations for platforms
Worth knowing
- Primarily focused on bank transfers — not a drop‑in replacement where cards are required
- Coverage and supported banks vary by country; features differ outside Europe
- Some consumer banks may not support the flow or require extra steps