remitly.com

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Remitly is a US-based digital remittance service for sending money abroad from desktop or mobile. It focuses on fast, traceable transfers with multiple payout options — bank deposit, cash pickup or mobile wallet — aimed at people supporting family and friends overseas.

Founded2011

Best forfast, consumer international money transfers

Price range$

DeliveryInstant to a few business days, depending on destination and payout method

Paymentbank transfer · debit card · credit card

Highlights

⚡SpeedMany transfers arrive within minutes or the same day, depending on country and payout method — useful for urgent family support.

💸Transparent feesUpfront fees and exchange-rate margins shown before you send, with options to choose lower-cost delivery methods.

🌍Multiple payoutsRecipients can receive funds via bank deposit, cash pickup, mobile wallet or home delivery in supported corridors.

How it works

Send money quickly

Remitly’s web and mobile apps guide you through sending money in a few steps: enter recipient details, choose payout method, pay using a bank account or card, and track the transfer. The experience is built for repeat transfers with saved recipients, scheduled payments and delivery notifications to both sender and receiver.

Fees and speed

Fees vary by payment method, destination and transfer speed. Instant or express options cost more but deliver fast; economy/standard is cheaper and may take longer. Remitly displays the exact fee and the guaranteed delivery window before you confirm so you can compare cost versus speed.

Payouts and security

Recipients can get money as a bank deposit, cash pickup, mobile wallet top-up or home delivery where offered. Remitly uses encryption, fraud monitoring and regulatory controls; identity verification is required for many corridors to meet local compliance rules.

Services

International money transferBank depositCash pickupMobile wallet top-upBill paymentBusiness paymentsScheduled transfersCurrency conversion

Verdict

What we like

Fast delivery options for many corridors
Clear fee and exchange-rate display before sending
Easy mobile app with recipient management and tracking
Multiple payout methods to fit recipient needs

Worth knowing

Availability and payout options vary by country and corridor
Exchange-rate margins can be higher than specialist FX providers
Some payment methods (cards) incur higher fees

FAQ

How long do transfers take?

Delivery time depends on the destination and payout method. Express transfers can arrive within minutes; standard bank deposits may take 1–3 business days. Remitly shows the expected delivery time for each option before you send.

Can I cancel a transfer or get a refund?

You can cancel transfers that haven’t been completed or collected through your Remitly account; eligibility depends on the transfer status and destination. If a refund is possible, it’s processed back to the original payment method and timing varies by bank and card issuer.

Are there discounts or promo codes?

Remitly often runs promotions such as reduced fees or fee-free first transfers for new customers. Promo codes and special offers are occasionally available — check Remitly emails or the app for current deals.

How we review