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Simplifi by Quicken is a mobile-first personal finance app for individuals who want a lightweight, modern way to track accounts, manage bills, and hit savings targets. It aggregates bank activity, auto-categorizes spending, and provides a simple spending plan across web, iOS and Android.

Founded1983

Best forPersonal budgeting and expense tracking

Price range$$

DeliveryDigital subscription (web and mobile access)

PaymentCredit card

Highlights

📱Mobile-first interfaceA clean, modern app experience optimized for iPhone and Android that makes checking balances and tracking spending fast and intuitive.

🔗Bank connectionsLink multiple bank and credit accounts for automated transaction import and real-time balance updates across all your accounts.

🎯Goal-focused planningSet savings goals, create a custom spending plan, and use watchlists to spot recurring charges and opportunities to save.

Details

How Simplifi works

Simplifi connects to your bank and credit accounts to pull transactions into one dashboard. It auto-categorizes spending, lets you edit rules, and offers a live spending plan showing projected balances. Use watchlists to monitor subscriptions and a Bills tool to avoid missed payments. The interface focuses on decisions—how much you can safely spend each week or month while still hitting goals.

Key features

You get customizable categories, savings and debt payoff trackers, recurring transaction detection, and exportable reports. Simplifi’s Goals workflow helps allocate funds toward specific targets and shows progress at a glance. The app supports multiple account types, secure bank connections, and push notifications for large transactions, upcoming bills, and goal milestones to keep financial habits on track.

Plans and access

Simplifi is offered as a subscription with monthly and yearly billing; signing up gives immediate digital access to the web app and mobile apps. There’s typically a free trial period for new users. Account management, billing cancellation, and customer support are handled online—no physical shipping. Annual plans reduce the effective monthly cost compared with month-to-month.

Verdict

What we like

Simple, modern interface makes budgeting approachable
Automatic bank syncing and transaction categorization
Goal and savings tools focused on actionable steps
Accessible on web and native iOS/Android apps

Worth knowing

Subscription-only model — no perpetual license
Less robust investment and tax reporting than Quicken desktop
Feature set intentionally simplified for casual users

FAQ

Do you ship a physical product?

No. Simplifi is a digital subscription service. After signing up you get immediate access to the web app and can download the iOS/Android apps—there is no physical shipping.

What is the refund or trial policy?

Simplifi commonly offers a free trial for new users; subscriptions renew automatically. For billing questions or refund requests contact Quicken support. Refund eligibility is handled case-by-case, so reach out promptly if you need help.

Are discounts available?

Occasional promotions and discount codes appear on the Quicken site and in marketing emails. Choosing an annual plan usually lowers the effective monthly price versus paying monthly.